Property Tax Calculator by State

Alabama has one of the lowest effective property tax rates in the country, helped by low assessment ratios and a homestead exemption.

Alaska has no state income or sales tax; property taxes are levied by boroughs and municipalities, and many rural areas levy none at all.

Arizona has below-average effective rates, with primary and secondary tax rates applied to a limited assessed value.

Arkansas caps annual assessment increases through Amendment 79 and offers a homestead property tax credit that reduces bills.

California's Proposition 13 caps assessed-value growth, but local voter-approved assessments often push the effective rate above the 1% base.

Colorado has one of the lowest effective property tax rates in the country, set against a relatively low residential assessment ratio.

Connecticut has some of the highest property taxes in the Northeast, set by town mill rates with no county-level tax.

Delaware has low effective rates and no state sales tax, though some counties went decades between full reassessments.

Florida property taxes vary by county and can be reduced by the homestead exemption and the Save Our Homes assessment cap.

Georgia assesses property at 40% of fair market value, and a standard homestead exemption can lower the taxable amount.

Hawaii has the lowest effective property tax rate in the nation, though high home values can still produce sizable annual bills.

Idaho offers a homeowner's exemption that reduces the taxable value of an owner-occupied primary residence.

Illinois has some of the highest effective property tax rates in the nation, driven largely by local school and county levies.

Indiana caps property tax bills at a share of assessed value under its constitutional 'circuit breaker' limits.

Iowa applies a statewide rollback that limits how much of a property's value is taxable in a given year.

Kansas property taxes fund local schools and services, with rates that vary widely between counties and cities.

Kentucky combines state and local property tax rates, with a homestead exemption for older and disabled homeowners.

Louisiana has low effective rates and a homestead exemption that shields the first $75,000 of value on a primary residence.

Maine offers a homestead exemption and a property tax fairness credit to offset bills for resident homeowners.

Maryland caps annual assessment growth on owner-occupied homes through its Homestead Tax Credit.

Massachusetts limits annual levy growth under Proposition 2½, which constrains how fast a community's total tax can rise.

Michigan's Proposal A caps taxable-value growth at the lower of inflation or 5% until a property changes ownership.

Minnesota uses a tiered classification system, taxing homestead, commercial, and other property types at different rates.

Mississippi has below-average rates and a homestead exemption for owner-occupied primary residences.

Missouri reassesses property in odd-numbered years, with rates set locally by school districts and municipalities.

Montana has no state sales tax; property taxes fund schools and local government and vary by county mill levy.

Nebraska has relatively high effective rates that heavily fund local school districts.

Nevada has no state income tax and caps annual property tax increases at 3% for owner-occupied homes.

New Hampshire has no broad income or sales tax, so it relies heavily on property taxes to fund local services.

New Jersey tied Illinois for the highest 2024 average effective property tax rate, though bills vary widely by municipality.

New Mexico caps annual assessment increases at 3% for most residential property under its 'yield control' rules.

New York tax bills vary sharply between New York City, the suburbs, and upstate markets, where effective rates can be much higher.

North Carolina reassesses property at least every eight years, with rates set by counties and municipalities.

North Dakota offers a homestead credit and has used state aid to localities to ease property tax burdens.

Ohio rates are set locally and differ by school district and municipality, with reductions from rollback and homestead programs.

Oklahoma caps annual taxable-value increases at 3% for homesteads and 5% for other property.

Oregon's Measure 50 limits assessed-value growth to 3% per year, so taxable value often trails market value.

Pennsylvania property taxes are levied by counties, municipalities, and school districts, so combined rates differ across the state.

Rhode Island sets rates at the municipal level, sometimes taxing owner-occupied, commercial, and tangible property differently.

South Carolina taxes owner-occupied homes at a low 4% assessment ratio, well below the rate for second homes and rentals.

South Dakota has no state income tax; property taxes fund schools and local government, with limits on annual levy growth.

Tennessee has no state income tax on wages and assesses residential property at 25% of its appraised value.

Texas has no state income tax, but property tax rates rank among the highest in the country and fund most local services.

Utah taxes primary residences on just 55% of market value through its residential exemption.

Vermont funds education through a statewide property tax, with rates adjusted by district spending and income sensitivity.

Virginia property taxes are set entirely at the local level, so rates vary widely between counties and independent cities.

Washington has no state income tax; property taxes are subject to statutory levy limits that constrain annual growth.

West Virginia has low effective rates and a homestead exemption for residents who are 65 or older or disabled.

Wisconsin has above-average effective rates that fund schools and technical colleges, offset partly by a school levy credit.

Wyoming has no state income tax and low effective rates, assessing residential property at 9.5% of value.

The District of Columbia offers a homestead deduction and caps annual taxable-value increases at 10% for owner-occupants.