ROI Math

Property tax estimate

California Property Tax Calculator

Estimate annual and monthly property taxes in Californiausing the state's 2024 average effective rate of 0.70% for owner-occupied housing. Enter a home value below to see an instant baseline estimate — free and with no sign-up.

Data updated 2026-06-14 · 2020–2024 ACS 5-year estimates

California Property Tax Calculator
2024 owner-occupied benchmark: 0.70%.
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California's Proposition 13 caps assessed-value growth, but local voter-approved assessments often push the effective rate above the 1% base.
Annual estimate
$3,500
Monthly estimate
$292

How to calculate property taxes in California

To estimate property taxes in California, multiply the home value by the local property tax rate. This page applies the state average effective owner-occupied rate of 0.70%, so a home valued at $500,000 produces a baseline annual estimate of $3,500.

California's Proposition 13 caps assessed-value growth, but local voter-approved assessments often push the effective rate above the 1% base.

Actual tax bills can include county, city, school district, property classification, exemption, and assessment rules, so investors should verify the final number with the local assessor before closing.

Comparing returns across markets? Use the cap rate calculator and cash-on-cash return calculator, which let you include property taxes as an operating expense.

California property tax FAQ

What is the average property tax rate in California?

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The 2024 ACS average effective property tax rate for owner-occupied housing in California is about 0.70%, which is below the U.S. benchmark of roughly 0.94%. Your local rate may differ by county, city, property classification, and exemptions.

How much is property tax on a $400,000 home in California?

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Using California's 2024 owner-occupied benchmark of 0.70%, a $400,000 home produces a baseline estimate of $2,800 per year, or roughly $233 per month. Actual bills vary with local rates, property classification, and exemptions.

How do I calculate property tax in California?

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Multiply your home's value by the applicable local effective property tax rate. This calculator applies California's 2024 owner-occupied benchmark of 0.70%, but you should confirm the exact county, city, school district, property classification, and exemptions with your local assessor.

Property tax calculators for other states

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This estimate uses California's average effective property tax rate for owner-occupied housing and is for educational purposes only — not tax advice. Rental and commercial property may be taxed differently. Confirm your exact rate, classification, and exemptions with your local assessor.