Property tax estimate

Illinois Property Tax Calculator

Estimate annual and monthly property taxes in Illinoisusing the state's 2024 average effective rate of 1.88% for owner-occupied housing. Enter a home value below to see an instant baseline estimate — free and with no sign-up.

Data updated 2026-06-14 · 2020–2024 ACS 5-year estimates

Illinois Property Tax Calculator
2024 owner-occupied benchmark: 1.88%.
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Illinois has some of the highest effective property tax rates in the nation, driven largely by local school and county levies.
Annual estimate
$9,400
Monthly estimate
$783

How to calculate property taxes in Illinois

To estimate property taxes in Illinois, multiply the home value by the local property tax rate. This page applies the state average effective owner-occupied rate of 1.88%, so a home valued at $500,000 produces a baseline annual estimate of $9,400.

Illinois has some of the highest effective property tax rates in the nation, driven largely by local school and county levies.

Actual tax bills can include county, city, school district, property classification, exemption, and assessment rules, so investors should verify the final number with the local assessor before closing.

Comparing returns across markets? Use the cap rate calculator and cash-on-cash return calculator, which let you include property taxes as an operating expense.

Illinois property tax FAQ

What is the average property tax rate in Illinois?

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The 2024 ACS average effective property tax rate for owner-occupied housing in Illinois is about 1.88%, which is above the U.S. benchmark of roughly 0.94%. Your local rate may differ by county, city, property classification, and exemptions.

How much is property tax on a $400,000 home in Illinois?

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Using Illinois's 2024 owner-occupied benchmark of 1.88%, a $400,000 home produces a baseline estimate of $7,520 per year, or roughly $627 per month. Actual bills vary with local rates, property classification, and exemptions.

How do I calculate property tax in Illinois?

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Multiply your home's value by the applicable local effective property tax rate. This calculator applies Illinois's 2024 owner-occupied benchmark of 1.88%, but you should confirm the exact county, city, school district, property classification, and exemptions with your local assessor.

Property tax calculators for other states

This estimate uses Illinois's average effective property tax rate for owner-occupied housing and is for educational purposes only — not tax advice. Rental and commercial property may be taxed differently. Confirm your exact rate, classification, and exemptions with your local assessor.